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This is the technical classification of any effect that utilizes a "to" prefix, rather than a "by". It indicates that the effect is targeting a particular type of trait. From the Core rules:

This is a unique attack trait that works against another specific trait, and targets only those creatures that have that trait. Instead of saying "by" you would say "to" and state the trait that is targeted. An attack that stated "10 Damage to Undead" would be an example of an attack with the Bane trait, and the attack would only affect creatures with the Undead trait. If you somehow lose the trait that a Bane effect targets while under that effect, then the effect ends immediately. So, if you had a “to Dead” effect upon you and you were brought back to life then the “to Dead” effect would end. Remember that the race of a character is always considered to be a trait of that character. Bane attacks allow no additional role playing; you will suffer the effect of a Special attack immediately.

It is most commonly associated with attacks that only work against a particular type of enemy or associate. Attacks can be made targeting one type of creature, although the creature may still use any traditional game defenses against it. From the Core rules:

Some effects may have both a normal trait and a bane trait. In this case the attack affects only those targeted by the Bane affect but it may be resisted by defenses that work against the normal trait. An attack that stated "Paralyze by Fear to Elf" would only affect characters with the Elf trait but it could be negated by a Resist Fear defense.

Bane effects can also be helpful. Members of a particular game race, faction, or in-game team may receive benefits if the verbal calls out their trait specifically. For example: if you belonged to a team named "Winter Warriors", and had obtained the trait indicating that you formally belong with the team, a call of "Heal 5 to Winter Warriors" would heal you, but not your other friends or enemies.

Note that for the purposes of defenses and benefits, your character headers may count as traits, and as such, you can be the target of bane effects that target your header. This is only true in the case where a header specifically calls out that by taking the header you've additionally gained the header as a trait (Example: by becoming a Druid, you gain the Druidic trait). Not all headers include an associated trait, be sure to review your header to denote if it specifically says that you have gained a trait so you know to listen for verbals that are "to" your trait! That means the effect is "to" YOU!

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